Re-Engineering Your Finances Podcast

Mailbag: Retiring Early, Stretch IRAs, Marrying Into Debt

We've had a ton of email questions come in, so this week we're opening up the mailbag. We'll answer Jeff's question about the possibility of retiring early at 55, and offer some thoughts on investing in foreign currency. We'll also talk about what you might do with an inherited property, a few things should know about Stretch IRAs, and much more.

5 Simple Retirement Questions (That Are Hard To Answer)

Some of retirement planning’s most important questions seem so simple at first. They can be asked in just 4-5 words and give the impression the answers are a simple “yes” or “no”. But it’s tricky because many of these questions can become overwhelming to answer. Let’s cover some of the important retirement questions that are harder to answer than you might think.

What Does "Safe Money" Really Mean?

There’s a buzzword in the financial world called “safe money”, but it has a few different definitions and ways it is used. Everyone wants their money to be safe to a certain extent, but there’s a balancing act when it comes to having safe money and having a bit of risk.

Facing The Realities Of Retirement Planning

The realities of retirement planning are different than they were even a decade ago. Let’s talk about some of the realities that affect how you need to plan…

5 "Pain Points" In Your Financial Life - Part 2

Everyone has something that bothers them when it comes to their financial plan. We call them "pain points". On part 2, we'll cover the final two pain points. How can you counteract the uneasiness of walking away from a paycheck and what should you do about having anxiety of another market crash?

5 "Pain Points" In Your Financial Life - Part 1

Everyone has something that bothers them when it comes to their financial plan. We call them "pain points". On the next two shows we'll cover the 5 most common pain points that are likely in your financial life. On part 1, we'll cover the worry of running out of money before dying, angst about taxes, and the fear of ending up in a nursing home.

The Importance Of Understanding Your Risk Tolerance

Any advisor worth his or her salt is going to have a conversation with you about risk. But what in the world is “risk tolerance”? It’s a buzzword that gets used a lot in meetings with financial advisors, but we’ve found that a lot of people don’t have a great understanding of how their risk tolerance truly impacts their financial and retirement plans. Let’s fix that and give you the 411 on risk tolerance.

The Problems With Living A Long Life

It’s great that people are living longer and longer, but how can you be sure that your retirement plan is built to last as long as you do? Let’s discuss the financial impact of a longer life expectancy.

You're Offered A Pension Buyout. Now What?

It's a common financial planning issue. You're in line to get a pension from your company, but then they offer you a lump sum buyout instead of that lifetime income guarantee. The situation can be confusing and complex and difficult to analyze all the pros and cons on your own. Charles tells us some of the important things to consider if you go through this situation and tells us a story about someone who had this very issue.

An Introduction To Charles Welde & The CP Welde Group

In the first edition of "Re-Engineering Your Finances" we'll take a look at Charles' past and explore how he got into the financial advising business. He'll tell us how his past experiences shaped his planning philosophies and impacted the way he does business today. We'll also tell you what to expect on future editions of the podcast.